UM/UIM Coverage: What Is It & Why Do I Need It?
UM is Uninsured Motorist Coverage and UIM is Underinsured Motorist Coverage. Both types of insurance are purchased through your car insurance agency to protect you in the event you are hit by someone with no insurance or very little insurance.
Arkansas only requires motorists to have $25,000 of coverage, so if you have catastrophic injuries, the cost of medical bills can often surpass policy limits with just one emergency visit.
Protect yourself by looking into UM/UIM coverage today.